Planning for retirement as a couple involves several key steps that can enhance your financial security and overall well-being in your later years. Start by assessing your current financial situation, including savings, investments, and debts. Set clear retirement goals together, considering factors like desired lifestyle, travel plans, and healthcare needs. Create a joint budget that accounts for both partners' income and expenses, and explore various retirement accounts, such as IRAs and 401(k)s, to maximize savings. Regularly review and adjust your plan as needed, ensuring that both partners are on the same page. Additionally, consider consulting a financial advisor for personalized guidance. By working together and communicating openly, couples can build a solid retirement plan that provides peace of mind and financial stability in their golden years. Ultimately, a well-structured retirement plan can lead to a more fulfilling and enjoyable life after work.